Everyone is entitled to get their credit report for free.
Everyone has a right to know what is appearing on their credit report. However, the credit reporting agencies forced people to pay to see what was being reported about them, and there were many people who were completely unaware of what was on their credit reports. However, with the rising risk of identity theft, congress passed a law that there be a free annual credit report available to everyone. This meant that anyone who wanted it could log onto the free credit report website and get a copy of their credit report from all three reporting agencies. However, anyone who wants to see their credit score still has to pay for it.